Direct answer
The Pearl Islands (Islas de las Perlas) are an archipelago off Panama’s Pacific coast known for beaches, whale-watching, fishing, and upscale resorts—plan for boat access, tropical weather, and limited services on smaller islands.
Visa / entry requirements
- Panama entry: most nationalities need a valid passport and may require a visa—U.S., EU, Canada, Australia, many Latin American and Commonwealth passports enjoy visa-free stays (typically 90 days). Check Panama’s immigration website for specific rules and current COVID or health-related entry requirements.
- Proof of onward travel and sufficient funds can be requested at immigration.
- No special island permits are required for visiting the Pearl Islands, but private reserves or resorts may have their own rules.
Best time to visit
- Dry season (December–April): best for clear skies, calmer seas, fishing, and whale-watching (southern humpbacks arrive roughly July–October, some pass through others times).
- Green/rainy season (May–November): fewer crowds, lower prices, afternoon showers, rougher seas; some boat/flight cancellations possible.
Safety tips
- General safety: the Pearl Islands are relatively safe for tourists, especially resort islands. Use common-sense precautions: don’t leave valuables unattended, use hotel safes, and avoid isolated areas at night.
- Sea safety: check weather and sea conditions before boat trips—water can get choppy. Wear life jackets and choose reputable boat operators.
- Wildlife: respect marine life—don’t touch or chase dolphins, whales, or coral. Use reef-safe sunscreen.
Local customs & etiquette
- Language: Spanish is primary; English is common in tourist services and larger resorts—learn basic Spanish phrases (please, thank you, hello).
- Respect local communities: dress modestly when visiting villages; ask before photographing people.
- Tipping: expected in tourist settings—10–15% in restaurants if service isn’t included; tip guides and boat crews modestly.
Currency & payments
- Currency: Panamanian Balboa (PAB) and US Dollar (USD) are used interchangeably; USD cash is widely accepted.
- Cards & ATMs: larger resorts and restaurants accept cards; small islands and local vendors may be cash-only. Bring small bills and a backup credit card.
Transportation & getting there
- Main gateway: Panama City (Aeropuerto Internacional Tocumen or Albrook for domestic flights). From Panama City, go to the Amador Causeway, Taboga docks, or La Playita/La Chorrera for boats depending on operator.
- Boats: regular passenger boats and water taxis run from Panama City or nearby towns to popular islands like Contadora, Isla San José, and Isla del Rey. Travel time varies (1–3 hours by boat). Confirm schedules in advance.
- Flights: small charter flights and seaplanes operate to some islands—faster but pricier.
- Inter-island: boats and water taxis connect islands; pre-book during high season.
Must-know travel tips & local insights
- Choose your island based on vibe: Contadora for resorts and services; Isla San José (and Isla Viveros) for eco-exploring; smaller islands for private getaways and sportfishing.
- Accommodation: limited on smaller islands—book well in advance during high season.
- Activities: snorkeling, scuba diving, sportfishing, whale-watching (seasonal), kayaking, hiking, and relaxing on beaches. Bring reef-safe sunscreen, reef shoes, and snorkel gear if you have it.
- Supplies & services: bring medicines, sunscreen, insect repellent, and basic toiletries—some items can be expensive or scarce on small islands.
- Connectivity: expect patchy cell/internet on smaller islands; consider an international SIM or local data plan if needed.
- Health: stay hydrated, avoid drinking untreated water—bottled water is recommended. Check routine vaccinations and consider travel insurance covering boat transfers and medical evacuation.
- Respect conservation: coral reefs and marine life are fragile—avoid anchoring on reefs and follow local marine park rules.
Quick checklist before departure
- Passport valid for at least 6 months and any required visa
- USD cash in small bills and a credit card
- Boat/flight reservations and accommodation confirmations
- Reef-safe sunscreen, insect repellent, basic meds
- Waterproof bag for boat trips and a good travel insurance policy
Enjoyment note
The Pearl Islands offer a blend of natural beauty and relaxed luxury—plan logistics ahead, pick the island matching your interests, and be prepared for limited services on smaller isles for the best experience.